Home and Contents Insurance

Why home and contents insurance matters

Your home is your base. It’s where you keep your possessions. It’s where you bring up your children. There are a host of potential issues which could go wrong, and issues which quality home and contents insurance can provide protection against.

At Seek2Insure we understand the importance of listening to your needs and requirements, and then suggesting solutions. Please contact us today to arrange a consultation in order to discuss your needs.

Things home and contents insurance can protect you against:

Fire

Whilst we can take prudent steps to protect our homes against fire, we can never discount the risk of faulty electronics, or a gas leak, which ends up resulting in huge damage to your home. A fire can leave your home uninhabitable, and your contents in ruins.

Flooding

As extreme weather events occur more frequently, and homes are increasingly built in high flood risk locations, the chances of catastrophic flooding increases.

Storm Damage

For those who have lived in Thailand for an extended period of time will attest, Thailand experiences it’s fair share of aggressive storms. Damage to your buildings can be costly, so make sure you have insurance in place!

Theft

Theft of your personal possessions from within your house, or from you personally is no only highly stressful, it can also be highly expensive.

Personal Accident

Accidents can and do happen. PA coverage offers lump sum payouts for certain eventualities occurring as the result of an accident.

What can be covered under a home and contents insurance policy?

• Buildings: Covering the physical buildings of your home is particularly important for people living in a stand alone house which does not benefit from a wider condo buildings insurance.
• Swimming Pool: Swimming pools are expensive to maintain, and very expensive to fix when they go wrong.
• Contents: Items in your home accumulate over the years. Protecting them against loss or damage makes perfect sense.
• Personal Effects: Items which leave the home with you are at greater risk of loss/damage. Insure against this with personal effects coverage.
• Liability: If someone gets injured on your property you are potentially liable. Liability insurance protects against this.
• Workmans Insurance: For those who employ domestic help, injury or sickness incurred whilst working can be expensive.

Contact one of our expert consultants if you would like assistance with finding the best home and contents insurance to protect your property.