Helping You Choose the Best Health and Medical Insurance in Thailand
If you are in the market for the best health insurance plan to meet your needs, then there are many things you need to take into consideration. What is covered? What is not covered? What are the limitations of my coverage? Here we look at some important considerations that you or your broker need to be aware of.Read more
If you are new to the World of Expat Health Insurance, one of the first things you need to know is that health insurance for young families can be very expensive! If you don’t do your homework then you may find yourself paying well over the odds to insure your kids. Why so expensive you may ask? From an insurance Continue…Read more
- Health Insurance Thailand
- Medical Insurance Thailand
- Independent impartial advice
- Find the best value coverage on the market
- Multi-lingual consultants (Thai & English)
- In partnership with BSI Insurance Broker Limited
- Worldwide and local cover options
Best Health and Medical Insurance in Thailand
Health insurance is a personal product. We all have different health situations and history which make medical insurance entirely personal. Whilst anyone can look at the plans available in the market and see the level of benefits, and areas of cover, the task of questioning whether or not they are the best fit for your personal needs and requirements is another matter!
At Seek2Insure we are passionate about making sure our clients have the best plans possible to meet their individual needs. The only way we know what those needs are is by speaking to our clients, and understanding them as best as possible.
We’ll ask questions such as:
- Do you have pre-existing health conditions?
- What are your residency plans over the coming years?
- What level of coverage are you looking for?
- Do you need wellness cover?
At Seek2Insure we are all about creating strong working relationships with our clients. Our clients value the fact that they can call their consultant at any time should they have any questions or concerns regarding their health insurance plan.
Once we have a good idea about what you are looking for, we are in a position to help you choose the best expat medical insurance plans. A key benefit of using an intermediary as opposed to going directly to the insurer is that we will not mold your requirements around a single product range, but we will find the insurer who matches your needs the most! Our approach is client-driven. Our independence means we are not tied to any one insurer. Instead, we focus on using providers who offer good value, and most importantly, good service.
Another big part of what we do is understand the medical insurance market. Plans and pricing change on a regular basis. What was the best deal last year might not be this year. We keep our finger on the pulse in a constantly evolving market. This is achieved by studying rates and identifying preferential price points, and by regularly meeting key people in the industry to make sure that we are well informed of any changes happening well ahead of time. We are also fully up to date with service levels among the insurers. You have the peace of mind that your best interests are at the forefront of what we do.
Whilst we work with clients who are located around the world, our main focus is on Thailand. Whether you are an expat family based in Bangkok, a retiree living in Phuket, or a corporate group in Koh Samui, here at Seek2Insure we have the expertise to make sure your health care needs are taken care of. Only once you have the reassurance that potentially huge medical bills will be taken care of, can you relax into your expat life and enjoy your new city. Most of our providers have direct billing arrangements with the leading hospitals in Thailand which means that you can use your card on a cashless basis for your convenience.
Why You Need Health Insurance in Thailand
If you are living or staying in the country for an extended period, you will want to consider health insurance in Thailand.
Taking care of your personal health is essential, no matter where you live in the world. Thailand is a beautiful and safe country but, like all countries, can be dangerous and accidents do happen. Your personal health should be a top priority for you and your family.
Seek2Insure offers an excellent expat health insurance plan that will cover you should you have an accident or develop any health issues while staying in Thailand. The healthcare system in Thailand varies in quality, depending on where you are in the country. Our health insurance plans will ensure that you get the best treatment wherever you are in the country. We can advise you on how to navigate your way through the process and paperwork in Thai hospitals.
If already living in Thailand, you can still apply for international health insurance with Seek2Insure. You may find other insurance companies in Thailand, but there is no guarantee they will be reputable or trustworthy. Seek2Insure specializes in health insurance for Thai expats. We have a wealth of experience in helping expats in Thailand find the right health insurance plan for them and their families.
Feel free to contact us today if you currently have no health insurance in place, or, if you have a plan in place and want an independent review of it.
What is Thailand’s Health System Like?
The public health system in Thailand is funded by the Department of Medical services. Most hospitals in Thailand are well equipped and have good hygiene. However, they can also become quite crowded, and waiting times can become very long.
Those living and working in Thailand can use public hospital services. You will pay social security payments through your employer, which allows you to use the hospitals. It is worth noting public hospitals in Thailand have around four times the number of beds than that of private hospitals.
You may prefer private hospitals as they have shorter waiting times, and they offer world-class care. If you’re living in Bangkok, you will have access to some of the best hospitals on the planet, including Bumrungrad International.
Private hospitals often include private wings with English speaking medical professionals for expats convenience. Private medical insurance is offered in several different options. These policies will vary in the amount of money the insurance company will pay out, as and when you get sick.
Why should you get health insurance?
Health insurance is an excellent way of protecting yourself financially should you have an accident or develop a health condition when abroad. Your insurance plan will cover part or all of your health costs up to a specific limit.
Can foreigners buy health insurance in Thailand?
Expats living in Thailand can buy health insurance. If you are a tourist in Thailand, you will need to buy an insurance policy from an international insurance company online or over the phone whilst in your home country.
Is healthcare in Thailand good?
Generally, the healthcare system in Thailand is good. However, hospitals can get crowded and waiting times can be very long. Private hospitals in Thailand are some of the best in the world, with medical tourism being a major industry.
How much is expat health insurance in Thailand?
The cost of your health insurance plan in Thailand will vary depending on your policy, the company you buy it from, and what your policy covers. Other factors such as age and state of health will also impact pricing.
What do expats do for health insurance?
Expats often have healthcare provided as part of their remuneration package. They may also have their own health insurance plan with an international health insurance provider or a company specializing in expat insurance in the foreign country they reside in.
How does health insurance work in Thailand?
Medical coverage will be subject to either an individual or company policy from your employer. There is also the state system, which is reliant on your social security contributions.