When compared to the likes of Australia, the USA, or the UK, dental treatment in Thailand is relatively non expensive which would lead many into believing dental insurance for Thailand is not necessary. However, if you are in a position where you require complex dental treatment then costs can accumulate and dental insurance Thailand becomes a very wise investment.
It's important you look very closely at your benefits table to see if dental is covered. Some insurers build it into the stand alone plan, while others will require you purchase an add-on. Note that it is not possible to just purchase dental insurance cover. It will need to be part of, or an add on to, a wider health insurance plan. In either case you may be required to pay a co-insurance amount. For example where you pay 20% of the cost and the insurer meets the other 80%. Whatever the individual benefits terms, having a dental policy in place will help you meet the costs of treatment. Also check out for waiting periods as some insurers who provide dental cover will only do so after a set time period.
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